TrueMoney Wallet guide
The struggle of adulting is real when you see your daily expenses climb faster than your stress levels, and all you can do is sit impatiently for gaji day to roll around again.
In moments like these, every little discount that helps us save more counts.
Swooping in to help with everyday expenses is TrueMoney Wallet, that’s basically a daily-deal finder, cashback machine, and bill-paying sidekick all packed into one. From grocery hauls and petrol expenditures to your electricity bill, this handy e-wallet app helps you save more cash, even as you’re tapping and spending.
How does TrueMoney Wallet work?
TrueMoney Wallet is a digital wallet, or e-wallet, that lets you carry out everyday spendings all from a single nifty app. It functions like a physical wallet, but without the fumbling-for-your-card part.
With just a few taps on your phone, you can make online and in-store payments for groceries, petrol, prepaid mobile, utility bills, and even insurance from participating TrueMoney Wallet merchants.
The e-wallet also has numerous perks lined up for its savvy users to enjoy, including instant cashback and in-app vouchers. More on this later.
Like most digital wallets, you can reload TrueMoney Wallet by transferring funds into the app in one of three ways: seamless online banking, linking your debit or credit card, or by depositing cash into the app at participating stores nationwide, which might come handy if you happen to have loose change just sitting around.
What are the services offered on TrueMoney Wallet?
More than just going cashless, TrueMoney Wallet makes sure your money is put to good use without stretching you thin. With 12,000 partnering merchants, you can spend at the likes of Lotus’s, CU, and BHPetrol in Malaysia, and save with exclusive rewards like instant cashback to earn with purchases.
Your spending isn’t limited to daily essentials either. Payments on the app extend to:
Insurance & utility bills
When you buy or renew any Allianz Insurance policies through TrueMoney Wallet, you can reap 10% cashback.
And for the busy-bees who almost always miss their bill payment deadlines, the app lets you settle electricity, water, and phone bills, and also assessment taxes, all in one spot, so you don’t clog your phone with multiple app downloads.
Telco & game credits
If you’re running low on mobile credit or chasing the next level in your favourite game, TrueMoney Wallet has an instant top-up feature for a range of major telcos and popular gaming platforms. They include Hotlink, Tune Talk, Steam, and PlayStation.
Local & international travel eSIM
The next time you’re jetting off overseas, forget hunting out local SIM card stalls at the airport. TrueMoney Wallet has partnered with Truely eSIM, which lets you purchase and install onto your mobile with just a scan of the QR code that will be sent to your email, so you can be automatically connected to local LTE/4G/5G upon arrival, around countries worldwide.
Deals, offers & cashbacks with TrueMoney Wallet
Spending smart isn’t about giving things up. Sometimes, it’s about turning your everyday expenses into a cheat code for saving some moolah.
TrueMoney Wallet has some pretty sweet deals in 2025 to help you with just that.
Image credit: Lotus’s
Grocery runs will most likely be the bulk of your expenditure, so when you shop at Lotus’s with TrueMoney Wallet, you get double the points for every RM1 spent. You can earn 8% cashback when you spend at Lotus’s during the weekends with no minimum spend required, or instant RM20 cashback for receipts adding to RM150 or more on every 2nd Wednesday of the month.
Image credit: BHPetrol
Earning cashbacks also applies to those routine refuelling excursions – your car gets the fuel it needs, and you’ll get a random cashback for a minimum spend of RM50 at any BHPetrol outlet.
Paying bills isn’t fun, but it becomes slightly bearable when you’re getting some money back. When you pay a minimum of RM20 on a single bill via TrueMoney Wallet, you’ll receive an instant rebate right into your account.
Enjoy cashbacks & vouchers when you use TrueMoney Wallet
At the end of the day, whether you’re shopping for groceries, grabbing some dinner, paying your bills, or refueling your vehicle, it all adds up fast. And if your wallet has been feeling a little too light, there’s no reason to miss out on the rewards and cashbacks on TrueMoney Wallet.
Here’s your cue to download the app and swipe your way to smarter spending. The e-wallet app is available for both iOS and Android users, and you can register an account for free.
Shop with TrueMoney Wallet, an all-in-one payment app
This post was brought to you by TrueMoney Wallet Malaysia.
Cover image adapted from: TheSmartLocal Malaysia, Lotus’s