6 Everyday Expenses With Cashback Perks That Every M’sian Should Know About

Cashback with everyday spendings

Adulting in Malaysia these days often translates to morning kopi fixes, routine petrol refuels, and bills and bills after bills. Understandingly, it can get dispiriting to see all these little expenditures drain out of your pocket day by day.

But there is a silver lining in between those unavoidable expenses: cashback. You can corral a portion of your everyday expenses right back into your pocket when you use TrueMoney Wallet, which rewards users with instant cashback on spendings.

Here’s a list of cashback perks you might not even be aware of, which will make you feel less guilty about tapping and spending your hard-earned gaji.

1. Petrol fuel

Image adapted from: BHPetrol, TheSmartLocal Malaysia

If there’s one thing all Malaysian road users take extra precaution with, it’s to never go on a drive without a substantially filled tank. We are all too familiar with the horrors of getting stuck in unexpected traffic on our roads, after all.

Instead of letting all those car-refueling pit stops chip away at your expenses, fuel up at BHPetrol to get back some of your money. With no credit cards required, you can pocket instant cashback when you spend a minimum of RM50 at the petrol chain.

We’re all enjoying the current government petrol subsidy, but there’s no reason not to get even more bonus mileage for your next drive through this cashback.

2. Bubble tea & coffee

Let’s be honest. Most of us working Malaysians can barely make it through a workday without our sanity-preserving coffee runs and midday sugar fix in the form of bubble tea.

If this describes you, here is some sweet news: you can get cashback when you order your pick-me-up from go-to spots such as Tealive and ZUS Coffee. All you have to do is spend a minimum of RM10 on an in-app voucher with TrueMoney Wallet, which is already in the ballpark of your typical daily drink budget.

Other popular shops like Chatime and Dunkin’ Donuts also offer random cashback when you spend a minimum of RM15 on an order, so go ahead and get your fill of bubble tea or caffeine.

3. Streaming services & internet

Sure, our K-dramas, Premier League matches, and YouTube binges are more indulgences than non-negotiable spends. But streaming subscriptions and smooth internet connection help us unwind after work in ways that make them almost absolute necessities these days.

You wouldn’t want these utility bills to take the fun out of your downtime, for sure.

Luckily, you can get some of your lifestyle and entertainment spendings back with cashback perks of up to 5% monthly when you pay a minimum of RM20 for your Astro and Unifi bills through the TrueMoney Wallet app.

4. Sportswear & equipment

Anything related to staying healthy and active is a good investment for any adult, but workout fits and gear can dent your monthly budget quite a bit. But with cashback perks in play, a portion of what you spend on those sleek trainers and that new set of dumbbells will loop right back to your pocket.

Score instant cashback when you purchase an RM10 in-app voucher to shop for activewear and sports gear from stores including Adidas and Decathlon, on the TrueMoney Wallet app.

Your gains don’t have to be limited to the muscles you pile on at the gym, after all.

5. Snacks

Whether it’s a quick pick-me-up or a midnight Maggi mee run, there’s always a reason to swing by a convenience store in Malaysia. And while those modest on-the-go sandwiches and bottled coffees may seem like small spends, they do add up when they become part of your routine mart runs.

With TrueMoney Wallet’s cashback perks, however, you’ll be able to stop by convenience stores like CU and myNews for munchies and be subtly rewarded when you spend a minimum of RM15 on your snack haul.

6. Insurance

Purchasing insurance for peace of mind over your life is one of those things that really makes you feel like a responsible adult. While it is important, the recurring deductions to your monthly earnings can sting quite a bit.

Thankfully, TrueMoney Wallet offers a 10% cashback when you buy any Allianz insurance plan using the e-wallet app, with no minimum spend required. You’re protecting your future and getting a little monetary pat on the back for being a functioning adult – not a bad deal at all.

Enjoy cashbacks on everyday expenses with TrueMoney Wallet

We can all agree that adulting is tough. Bills are always popping up, and rent always seems to be due.

With a wide range of instant cashbacks to be rewarded across over 12,000 merchants and other expenditures on the TrueMoney Wallet app, everyday expenses don’t have to feel like punctures in your wallet. Not when they can help you earn a little back as you spend.

From now until 31st December 2025, you can participate in the digital wallet’s TrueChristmas For All campaign to earn monthly random cashbacks when you spend with merchants that are probably already part of your routine.

Here’s a breakdown of everyday expenses that you can snag instant cashbacks on:

With plenty of cashbacks to cop on routine spends, consider ditching the physical cards for TrueMoney Wallet. Smaller purchases can come with rewards, too.

Download TrueMoney Wallet & be rewarded for everyday expenses

This post was brought to you by TrueMoney Malaysia. 

Cover image adapted from: Tealive Asia via Facebook, TheSmartLocal Malaysia