PayLater by Grab
The second half of the year is officially here. While December is the month of sales, some deals have arrived earlier for Merdeka Day to let us shop for those things we’ve been eyeing – without meaning we have to survive on eating sliced bread in the months following.
From now until 16th September 2025, you can get more bang for your buck while shopping for a new washing machine or gadget: a buy now, pay later payment option with Grab that lets you score up to RM60 off with your purchases.
Table of Contents
How does PayLater by Grab work?
PayLater by Grab is a shop now, pay later service that has partnered with a variety of merchants, allowing you to pay for online purchases in monthly instalments.
Most buy now, pay later plans divide purchases into monthly instalments, typically in three payments with low or no interest in Malaysia. With PayLater by Grab, you’ll have the option of 4 instalments with zero interest. And there are no extra fees as long as your payments are made on time.
For greater flexibility, especially with big-ticket items, selected PayLater users can unlock 8- or 12-month instalment options and pay for purchases in manageable chunks. There’s a standard processing fee of 1.5% for these.
How to activate PayLater by Grab
To start using PayLater by Grab, you’ll first have to download the free Grab app, available on both Android and iOS devices. Through the app, you’ll be able to register for a Grab account and activate PayLater.
Activating the service takes just three quick and easy steps:
- Locate the “Finance” tab on the Grab app
- Look for the PayLater icon, click “Activate”
- Follow the instructions on the app to activate PayLater, which involves creating a secure PIN if you haven’t already, linking a card for auto-deduction, and verifying your identity with a selfie and details
You can jump straight to shopping right after.
Psst: Read on to find out how you can get cashback with your purchases for a limited time.
Snag a discount no matter your budget
With PayLater by Grab, you can snag up to RM60 off with a minimum spend of RM300 when you choose the 8 or 12 months instalment options. Just enter the code <8AND12MONTHS> at checkout, and the discount will be applied instantly, for selected online PayLater users.
If you’re planning to make a smaller purchase, there are two other offers worth considering. You can get RM25 off with a minimum spend of RM200 using the code <PLMERDERKA>, or get RM20 off with a minimum spend of RM160 using the code <GPMERDEKA> with GrabPay.
Check out in just 3 steps:
- Choose PayLater by Grab on a participating merchant’s checkout page
- Select a payment option
- Key in the offer code
Automatic deductions from your GrabPay balance or linked card are possible, so even busy bees can keep track of payments easily.
Shop from 20 brands this Merdeka
To celebrate Merdeka, you can enjoy the deals mentioned above at 20 brands.
Image credit: Switch via Facebook
Whether you’re getting the latest iPhone from Switch, upgrading your home appliances with Senheng, stocking up on beauty must-haves from LUMI, or levelling up your fashion game with Mimpi Kita, there’s something for every style and need.
Image adapted from: LUMI, TTRacing via Facebook
You can also shop mother and baby essentials from trusted merchants, pick up plush gaming chairs from TTRacing, or indulge in artisanal cakes from Cake Rush. The variety is endless, and the deals are ready for you to enjoy.
Be rewarded when you shop with PayLater by Grab
The mid-year is the perfect time to treat yourself or tick items off your wish list – and with PayLater by Grab, there’s no need to pay for everything at once.
Whether you’re upgrading your space, refreshing your wardrobe, or restocking your go-tos, you can do it comfortably with an instalment option that best suits your lifestyle.
The bonus of up to RM60 off to celebrate Merdeka in style just makes it all the more worthwhile. All that’s left to do now is browse, apply the code, and enjoy the little win of getting your wished-for items instantly without having to pay for them now.
Shop with PayLater by Grab
This post was brought to you by Grab.
Cover image adapted from: TheSmartLocal Malaysia
Photography by Janet Cho.